Texas Supreme Court Construes 'Pleasure Automobile' Exclusivity Language in Double Indemnity Provision Against Jeep Classification

The Texas Supreme Court held that a rural mail carrier injured while driving a Willys jeep was not entitled to double indemnity under an accident policy covering injuries sustained 'while driving or riding within any private passenger automobile exclusively of the pleasure car type.' The Court concluded as a matter of law that the jeep's four-wheel drive, power take-off capabilities, nondirectional tires, and design for industrial attachments made it an 'all-purpose car' rather than a vehicle constructed and intended exclusively for pleasure use.